Post by account_disabled on Mar 6, 2024 8:39:15 GMT 2
In this market is the investment in technologies to create new digital services and products and also make existing systems increasingly better and more developed. Therefore, the effects not only affect consumers, but also merchants from all sectors, bringing an easy, practical and safe type of buying and selling relationship. Mobile payment digital payment methods after the advent of this technology, some forms of payment, which already existed, were made available within apps and new forms of payment were emerging in digital media. Below Country Email List are some of them: ted the acronym ted means available electronic transfer , it is a commonly used method of making payments, especially by traditional banks, in which the user has the possibility to direct resources to another account . Depending on the financial institution where this operation is carried out, it may or may not incur fees . This type of bank transfer has no limit on the amount to be sent and the recipient receives the amount on the same day, as long as it is made on a business day before 5 pm. Pix in 2020, the central bank announced a new way of making transfers between banks, called pix . This electronic operation was created to make payments faster and more practical. Unlike ted, pix is a type of bank transfer that does not have any type of restriction regarding the day and time of the operation , that is, it can be carried out on any day of the week and at any time of the day, which the recipient you will receive payment in real time.
Furthermore, no fees will be charged to carry out this process for individuals, even if they are carried out between different banks . On the other hand, for financial organizations that offer pix, r$0.01 will be charged for every 10 transactions . This functionality will be available from november 2020. Whatsapp pay another new feature that is awaiting approval from the central bank is whatsapp pay . Another payment tool via app, which offers convenience and speed in sending and receiving money. The app, which belongs to facebook, already has this functionality created. On the application's website, the function is described as follows: “the user will provide their bank details, a debit card account, the information will be verified and added to the application. ” after that, you can make payments through conversations easily and without complications. This feature has not yet been released in brazil, according to the article published by infomoney , the president of the central bank stated that facebook 's proposal is “too big to be accelerated”. In a note given to the magazine, facebook stated that “despite constant dialogue with the bc, there is still no plan to release payments on whatsapp”. Apple pay apple pay is another mobile payment. This one, developed by apple inc so that its users can carry out financial transactions through their mobile devices.
The company's objective was to replace physical credit cards with a virtual wallet, within apple devices . The tool works with the integration of bank accounts, credit and debit cards. It also offers a security system which does not store passwords on the device, but on a separate chip, in an encrypted form. Samsung pay this digital wallet is very similar to the apple system, but it works for samsung devices . The application uses cards compatible with its technology and creates token numbers at the time of purchase, to guarantee the security of the transaction. Mobile payments have undoubtedly revolutionized the way we deal with the movement of money. There are many possibilities for making transfers and this market tends to grow and be increasingly included in our payment relationships. Did you enjoy learning a little more about mobile payment? Also check out what information can be shared via chatbots for banks!The multichannel service model emerged due to the multifaceted behavior of consumers at this time. With that in mind, we bring you an exclusive article to address the topic. See how to provide customer service assertively.